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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of a Credit-Building Loan Product and Credit Counseling on Low-Income Borrowers in the United States

Jeremy Burke
Kata Mihaly
Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

The Effect of Social Pressure on Individuals' Financial Decisions in Central Malawi

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...

Generating Skilled Self-Employment in Uganda

Sebastian Martinez
Researchers used a randomized evaluation to measure the impact of a government program that gave groups of young people US$400 per person in return for a proposal to start a skilled trade. Recipients invested the cash and significantly increased their incomes for several years. However, nine years...

Empowering Female Migrant Workers to Access Quality Overseas Placement Services in Indonesia

Researchers conducted a randomized evaluation to test the impact of providing information about the quality of migration agencies to potential migrants on migration choices and welfare. Information reduced the rate of migration in the short term, which lowered workers’ use of low-quality agencies...

Improving Immunization Coverage Through Incentives, Reminders, and Social Networks in India

Victor Chernozhukov
Suresh Dalpath
Mert Demirer
Iván Fernández-Val
Matthew Jackson
Francine Loza
Anna Schrimpf
Maheshwor Shrestha
Researchers worked with the state government to evaluate the impact of three programs to build demand for vaccination: local immunization ambassadors, small, non-financial incentives, and tailored SMS reminders. The most effective policy option increased measles vaccination by approximately 55...

The Impact of Deliberative Political Campaigns on Voter Behavior in the Philippines

Cecilia Pe Lero
Gabriel López-Moctezuma
Daniel Rubenson
Researchers partnered with two political parties in the Philippines to evaluate the effect of deliberative campaigns on voter turnout and vote shares. While deliberative town halls did not increase voter turnout, results suggest that they were effective in increasing vote shares by changing voters’...

A Safer Monitoring Tool to Help Workers Report Harassment in Bangladesh

Researchers evaluated how different ways of asking questions in surveys affect workers’ likelihood of reporting harassment at a firm in Bangladesh. A survey technique that gave people plausible deniability led to workers reporting more abuses, allowing the firm to access more accurate data on the...

Time Inconsistency and Saving among Low-Income Tax Filers in the United States

Present-biased preferences, or the tendency to value immediate rewards over greater benefits in the future, may contribute to persistent poverty, preventing low-income households from accumulating savings, making investments, and rationing their resources over time. However, there is little rigorous...