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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Microfinance Repayment Schedules in West Bengal, India

John Papp
Jeannie Park
Researchers tested two features of these contracts, repayment frequency and the time of the first repayment, to determine if characteristics of the loan contract affect borrowers’ repayment behavior and the types of investments they make. They found that less frequent repayments did not increase...

Examining Underinvestment in Agriculture: Returns to Capital and Insurance Among Farmers in Ghana

Researchers in northern Ghana conducted a randomized evaluation to assess the underlying reason for underinvestment by examining the relative effectiveness of cash grants and insurance grants in improving crop yields. Results suggest that uninsured risk, rather than a lack of capital, was the...

Insurance, Credit and Technology Adoption in Malawi

Xavier Giné
In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

The Impact of Information Campaigns on Voter Polarization in Turkey

The researcher evaluated an opposition party’s door-to-door information campaign regarding increases in executive power or executive performance to determine the impact of widespread, non-state-authorized information on voter partisanship. In neighborhoods with majority opposition supporters...

Urban Property Rights in Mongolia

Researchers are evaluating the effect of an ownership assistance program on residents’ income, assets, and general financial behavior.

Decreasing Mobile Money Vendor Misconduct through Information Sharing in Ghana

In Ghana, researchers evaluated the impact of providing vendors and consumers with information on official mobile money charges and options for recourse for consumers to report being overcharged. The program led to a decrease in misconduct, which in turn facilitated an increase in market activity...

The Impact of Entrepreneurship Training for Women in Uganda

In Uganda, researchers evaluated the effect of standardized business skills training on business performance as compared to more personalized mentoring services.

Improving Governance Through Biometric Authentication and Secure Payments in India

In India, a biometrically authenticated payment system reduced corruption and substantially improved the delivery of government social assistance programs despite partial implementation.