Evaluations

Working closely with a highly profitable consumer lender in South Africa, researchers sought to determine the effects of advertising content, price, and offer deadlines on loan take up. They found the marketing had significant effects on loan take up, but not on loan amount or default rates. Clients...

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

This evaluation measured the impact of different in-store information campaigns on the consumption of plastic shopping bags and the sale of reusable bags in grocery stores across Mexico. The information campaigns did not significantly reduce plastic bag consumption or increase the sale of the...

Researchers evaluated whether a package of services, designed to help link smallholder farmers to commercial banks, retail farm suppliers, transportation services, and exporters, could help small farmers in Kenya adopt, finance, and market export crops, and thus make more income. One year after the...

In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...