Evaluations

Researchers are examining the impact of offering health insurance through a microfinance institution on clients’ health behaviors and health outcomes, as well as on the institution’s profit, client retention, and default rates.

Researchers partnered with financial providers in the United Kingdom to evaluate the effectiveness of various disclosure designs aimed at supporting consumers’ financial decisions across savings products. Although most disclosures increased the number of consumers that switched to higher-yielding...

In the context of a recent government policy that reduced costs of formalization, researchers provided information on the formal entry process through workshops and personalized visits to determine the impacts of information on firms’ decision to formalize.

In six countries researchers evaluated a multi-faceted approach aimed at improving the long-term income of the ultra-poor. They found that the approach had long-lasting economic and self-employment impacts and that the long-run benefits, measured in terms of household expenditures, outweighed their...

Previous research found that microcredit does not substantially improve borrowers’ income or social well-being, but less evidence exists on the impact of larger loans.