Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 98 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

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Financial Education to Promote Bank Accounts in Indonesia

Thomas Sampson
Bilal Zia
Researchers worked with Bank Rakyat Indonesia and the Microfinance Innovation Center for Resources and Alternatives to measure the impact of incentives and financial education on savings account take-up. Results indicated that the financial education program was not an effective tool for promoting...

Reducing Price Uncertainty Among Farmers in India

Researchers conducted a randomized evaluation to measure the impact of a crop price awareness program on reducing price uncertainty and promoting forward-looking planting decisions among farmers in India.

The Impact of Conditional Cash Transfers on Child Labor Allocation in Nicaragua

Ximena Del Carpio
Renos Vakis
In Nicaragua, researchers analyzed the impact of a conditional cash transfer program on the distribution of child labor within households. In households that randomly received a conditional cash transfer, older boys and boys who were behind in school spent significantly less time working each week...

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Saving Incentives for Low and Middle Income Families: Evidence From a Field Experiment with HR Block

William Gale
Peter Orszag
Emmanuel Saez
Researchers tested the influence of the (randomly chosen) rate at which clients were told contributions to their Individual Retirement Arrangements (IRAs) would be matched on the amount contributed to their retirement savings accounts. They found higher matching rates significantly increased IRA...

The Impacts of Microcredit in Rural Morocco

Researchers estimated the impact of a microcredit program, which was randomly rolled out in rural areas of Morocco. Thirteen percent of the households in treatment villages took a loan, and none in comparison villages did. Among households identified as more likely to borrow, microcredit access led...