Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 97 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

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Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

The Impact of a Christian Values Program on Wellbeing in the Philippines

In the Philippines, researchers conducted a randomized evaluation to measure the impact of an evangelical Protestant religious values and theology education program on individuals' economic and subjective wellbeing.

Commitment Savings Products in the Philippines

Researchers designed and implemented a commitment savings product called a SEED (Save, Earn, Enjoy Deposits) account, which restricted access to savings, thus potentially helping with either self-control or family-control issues. After one year, the commitment savings product led to increased...

Branchless Banking Agents’ Profile, Limitations, and Potential for Agent Network Expansion and Improvement”

Researchers conducted a randomized evaluation in East Java, Indonesia to investigate the impact of the level and transparency of financial incentives on the take-up of these new banking services. They found that larger incentives caused an increase in take-up, but only when the incentives were not...

Determinants of Delinquency in the Philippines

Researchers found that both individuals with higher moral standards and individuals who were the least naïve displayed lower default rates than other groups. They also found that survey-based social capital measures did not predict loan default for these individual loans, contrary to the results...

Credit with Health Insurance: Evidence from the Philippines

Researchers are examining the impact of offering health insurance through a microfinance institution on clients’ health behaviors and health outcomes, as well as on the institution’s profit, client retention, and default rates.

The Impact of Social Program Targeting Strategies on Reported and Actual Asset Ownership in Indonesia

Researchers partnered with the Government of Indonesia to conduct a randomized evaluation that tested whether adding questions on flat-screen televisions and cellphone SIM cards to a targeting census would change people’s reporting and actual purchases of those items. The findings suggest that while...

The Psychology of Debt: An Experiment in the Philippines

Researchers are testing whether giving vendors money to pay off their outstanding debts or offering financial literacy trainings can help break these borrowers' cycles of debt.