Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 96 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

Displaying 73-80 of 288

The Impact of Credit Scores on Lending in Colombia

Ximena Cadena
Alexandra Cristea
Héber M. Delgado-Medrano
Researchers examined whether small incentives and short-term goals could encourage Colombian loan officers to stop procrastinating. Under the new incentive structure, loan officers spread their work more evenly throughout each month, and they met a much greater percentage of their monthly targets.

Group Lending versus Individual Lending in Mongolia

Britta Augsburg
Emla Fitzsimons
Ralph De Haas
Heike Harmgart

Moral Incentives to Increase Credit Card Repayment in Indonesia

Daniel Gottlieb
Martin Kanz
Researchers partnered with a large Indonesian Islamic bank to evaluate the impact of sending moral appeals in reminder text messages to late-paying credit card holders. Messages stating that non-repayment of debts by someone who is able to repay is an injustice increased the number of clients...

The Impact of Improved Communication on Cal-Grant Take-Up Rates in the United States

Researchers evaluated the impact of simplified award letters and different framing and messaging on students’ decision-making in their college selection process and uptake of financial aid. Researchers found that notification letters containing simplified and behaviorally informed language increased...

Impact of Loans and Grants on Microenterprise Growth in Egypt

In partnership with three microfinance institutions (MFIs), researchers conducted a randomized evaluation to measure the impact of providing loans, cash grants, or in-kind grants on microentrepreneurs’ business decisions, outcomes, and overall welfare. All three types of capital assistance led to...

The Impact of Emergency Cash Assistance in a Pandemic

Pablo Querubin
Researchers conducted a randomized evaluation to measure the effects of the transfer on recipients’ physical and mental health, food access and security, financial security, parental investment in their children’s education, political attitudes, and other outcomes. The transfer had positive (albeit...