2025

Allocating Identity: Distribution And Impact Of Kaduna’s Kadrima Card

Researchers:
Location:
Nigeria
Type:
  • Full project
Despite Kaduna State’s efforts to strengthen social protection through digital identification, many vulnerable residents still lack formal IDs and access to basic services. To address this, the Kaduna State Residents’ Identity Management Agency (KADRIMA) has...
Finance Social Protection Political Economy and Governance

Can The Payment Of The Synthetic Professional Tax By Mobile Money Improve The Tax Compliance Of Micro And Small Enterprises In Benin? A Randomized Control Trial Approach

Researchers:
  • Jonas Fassinou
  • Damas Hounsounon
Location:
Benin
Type:
  • Pilot project
Despite reforms to simplify taxation for micro and small enterprises (MSEs) in Benin, such as the creation of a Synthetic Professional Tax, compliance and revenue mobilization remain low. Many MSEs cite high transaction costs and limited access to tax offices...
Finance Firms Political Economy and Governance

2024

Exploring Biometric Verification Of The Beneficiaries For Enhanced Social Security Delivery In Tanzania

Researchers:
  • Abdi Abdalla
  • ean-Marie Bwemo
  • Martin Julius Chegere
  • Moses Ismail
Location:
Tanzania
Type:
  • Project development grant
In Tanzania, pensioners must undergo in-person verification every six months - a process that is often costly, inefficient, and burdensome, particularly for those in rural areas. Additionally, informal sector workers who make up a large share of the workforce...
Social Protection Political Economy and Governance

2023

Streamlining Unique Identifiers For Taxpayers In Senegal

Researchers:
Location:
Senegal
Type:
  • Pilot project
This project supports the Senegalese tax administration (DGID) in strengthening taxpayer identification and integrating unique identifiers across administrative systems. Although Senegal has a national ID system, incomplete data, such as missing tax IDs and...
Political Economy and Governance

Digital Payment Solution To Incentivize Rural Health Extension Workers In Ethiopia

Researchers:
  • Davis Bundi Ntwiga
  • Efobi Uchenna
  • Ayalnesh Zemene Yalew
Location:
Ethiopia
Type:
  • Project development grant
Currently, many Health Extension Workers (HEWs) in rural Ethiopia face challenges accessing their payments due to limited financial infrastructure and long distances to financial service centers, which negatively impacts job satisfaction, retention, and...
Finance Health Labor Markets

Linking Mobile Money To A Formal Savings Account: Experimental Evidence From Small-Scale Women Agri-Processors In Burkina Faso

Researchers:
  • Salamata Loaba
  • Aristide Ouedraogo
  • Kimseyinga Savadogo
  • Salimata Traoré
  • Pam Zahonogo
Location:
Burkina Faso
Type:
  • Pilot project
This project evaluates how linking mobile money to formal savings accounts can enhance financial inclusion and economic outcomes for women entrepreneurs in Côte d’Ivoire’s small-scale agri-processing sector. Despite their vital role in local economies, many...
Finance Firms Gender

Digital Payments And Social Protection In Senegal

Researchers:
Location:
Senegal
Type:
  • Project development grant
Currently, cash transfers for social protection programs in Senegal are distributed through a network of post offices. Still, challenges such as accessibility, long travel distances, and outdated beneficiary data hinder the program's effectiveness. This...
Finance Social Protection Political Economy and Governance

Digital Identification Systems, Digital Financial Services And Household Welfare In Ghana

Researchers:
  • Ahmad H. Ahmad
  • Carlos Sakyi-Nyarko
Location:
Ghana
Type:
  • Project development grant
This project examines the adoption of the biometric Ghana Card among low-income and marginalized populations, with particular attention to gender and structural barriers that affect registration. The research aims to understand the social, logistical, and...
Finance Political Economy and Governance Gender

2022

Digitalization Of Cocoa Value Chain Payments In Ghana

Researchers:
  • Abdul-Basit Tampuli Abukari
  • Adinan Bahahudee Shafiwu
  • Mohammed Tanko
Location:
Ghana
Type:
  • Project development grant
This project explores the potential of digitizing cocoa payments in Ghana through a system that integrates mobile money and biometric cards, in partnership with COCOBOD and licensed buying companies. The initiative aims to address delays, security risks, and...
Finance Agriculture

Community Water And Sanitation Agency Smart Taps In Northern Ghana

Researchers:
  • Salifu Ismaila
  • Mutaka Mohammed Seidu,
  • Mohammed Tanko
Location:
Ghana
Type:
  • Pilot project
This project examines whether digitizing community water payments can improve service delivery and resource management in rural Ghana. In partnership with the Community Water and Sanitation Agency, researchers are testing the use of Smart Taps, digital water...
Finance Gender

The Demand For Digital Identification Amongst Small Enterprise Owners In Uganda

Researchers:
  • Isabelle Cohen
  • Emma Riley
Location:
Uganda
Type:
  • Full project
This project investigates how digital identification can help micro, small, and medium enterprises (MSMEs) in Uganda formalize their operations and expand access to business opportunities. In collaboration with the National Information Technology Authority...
Finance Firms Gender

Assessing The Effect Of Digital And Flexible Payment Options On The Uptake Of Health Insurance By The Nigerian Informal Sector

Researchers:
  • Michael Mba
  • Obianuju Nnadozie
  • Owen Omorogbe
  • Evans Osabuohien
  • Nneka Esther Osadolor
Location:
Nigeria
Type:
  • Project development grant
This project explores how digital and flexible payment options can increase enrollment in Nigeria’s National Health Insurance Scheme (NHIS), with a focus on informal sector workers in Edo State. The research aims to identify barriers to participation in the...
Finance Health

The Role Of Digital Finance Platforms In Managing The Fiscal Space And Enhancing The Efficiency Of Tax Collection And Administration At Subnational Levels In Nigeria

Researchers:
  • Uzoma Rita Alo
  • Adefisayo Awogbade
  • Abel Ebeh Ezeoha
  • Kemi Funlayo
  • Clementina Kalu
  • Sunday Mlanga
  • Nelson N. Nkwor
  • Uche Kennedy Ohaegbulam
  • Chinwe Okoyeuzu
  • Augustine Ujunwa
Location:
Nigeria
Type:
  • Project development grant
This project examines how digital public finance systems, particularly Nigeria’s Treasury Single Account (TSA), can enhance tax collection, transparency, and fiscal management at the state level. Although the TSA is well established federally, adoption across...
Finance Political Economy and Governance

Biometric Tracking Of Health Workers' Attendance And Maternal And Child Health Outcomes In Rural Nigeria

Researchers:
  • Lydia Adeoye
  • Joseph Ajefu
  • Rotimi Mathew
  • Rabi’u Isah Moh’d
Location:
Nigeria
Type:
  • Project development grant
This project investigates how biometric tracking can reduce health worker absenteeism and strengthen service delivery in rural Nigeria. Targeting primary health centers across Kogi State, the research aims to assess the feasibility of using fingerprint...
Labor Markets Health Gender

Saving For Insurance: Using Electronic Wallets On Mobile Phones To Collect Insurance Premiums

Researchers:
  • Regis Hitamana
  • Edouard Niyonshuti
  • Aimable Nsabimana
  • Amma Panin
Location:
Rwanda
Type:
  • Project development grant
This proposal seeks to evaluate the effectiveness of an "e-wallet" scheme designed by the Rwanda Social Security Board (RSSB) to assist households in saving for their annual health insurance premiums. The e-wallet is a mobile phone-based application that...
Finance Health

Can Digitization Help Foster Synergies Between Urban Service Delivery And Local Revenue Mobilization?

Location:
The Gambia
Type:
  • Project development grant
This proposal investigates whether digitization can enhance the synergies between urban service delivery and local revenue mobilization in The Gambia, with a focus on the Kanifing Municipal Council (KMC). KMC is undergoing reforms to digitize its waste...
Finance Political Economy and Governance

Leveraging Digital Finance In Ethiopia: Pilot Study

Researchers:
  • Yesuf Awel
  • Dagim Belay
  • Gebeyehu Manie Fetene
  • Tigist Mekonnen Melesse
  • Firew Bekele Woldeyes
Location:
Ethiopia
Type:
  • Pilot project
This project explores how digital financial services can be made more inclusive for marginalized groups in Ethiopia, particularly women and beneficiaries of the Urban Productive Safety Net program. Despite growing access to mobile money, adoption among low...
Finance Gender

Biometric Tracking Of School Attendance And Human Capital Formation Of Pupils: Evidence From Rural Schools In Nigeria

Researchers:
  • Oluwabunmi Adejumo
  • Uchenna Efobi
  • Chimere Iheonu
  • Obinna Ogwuike
  • Anthony Okon
  • Innocent Orji
Location:
Nigeria
Type:
  • Project development grant
This project explores how biometric attendance systems can reduce absenteeism among teachers and students in rural Nigerian schools and improve learning outcomes. Centered on primary schools in Osun State, the proposed intervention involves using fingerprint...
Education Labor Markets

Digitization Effects In Equilibrium

Researchers:
Location:
Ghana
Type:
  • Pilot project
This project examines how digitizing business-to-business (B2B) payments can influence supply chains and local economies among small and medium-sized enterprises (SMEs) in rural Ghana, where the broader impacts of digital finance remain under explored...
Finance Firms

Repaying Loans With Mobile Money: Impacts On Female Microfinance Clients In Tanzania

Researchers:
Location:
Tanzania
Type:
  • Full project
Mobile money services have expanded rapidly in Tanzania.However, women continue to use them less frequently, particularly for saving and business purposes. To examine whether digitizing loan repayments could increase adoption and promote women’s financial...
Finance Gender

Digital Identification Systems, Digital Financial Services And Household Welfare In Ghana

Researchers:
  • Ahmad H. Ahmad
  • Carlos Sakyi-Nyarko
Location:
Ghana
Type:
  • Project development grant
This project investigates how Ghana’s new biometric ID (Ghana Card) can improve household welfare by expanding access to digital financial services and social protection programs. Partnering with the National Identification Authority (NIA), the research team...
Finance Gender Political Economy and Governance

Smart Together: Advancing Targeted Digital Financing And Group Management Dynamics For Inclusive Agricultural Productivity And Prosperity In Nigeria

Researchers:
  • Segun Fakayode
  • Toyin Olowogbon
  • Aaron Yoder
Location:
Nigeria
Type:
  • Project development grant
This project assesses the potential of the i-AgriBroom app to improve smallholder farmers’ access to affordable and reliable agricultural inputs in Nigeria. The platform integrates digital identity verification, financial services, and group purchasing tools...
Finance Agriculture

Improving The Supply Of Mobile Money Towards Better Financial Inclusion: The Case Of Democratic Republic Of The Congo

Researchers:
  • Zacharie Tsala Dimbuene
  • Roland Pongou
  • Patrick Bakengela Shamba
Location:
Congo
Type:
  • Project development grant
Despite the potential of mobile money to expand financial services to underserved populations, challenges on the supply side limit its effectiveness. This proposal aims to address these barriers by focusing on improving the liquidity of registered agents who...
Finance

2021

Mass Digitization Of Government Transfers In Togo

Researchers:
Location:
Togo
Type:
  • Full project
This project evaluates how digitizing government-to-person (G2P) transfers can enhance social protection and household resilience in Togo. In partnership with the Government of Togo, researchers are studying the Novissi program, which delivers mobile money...
Finance Social Protection

Biometric Tracking Of Attendance: Evidence From The Ugandan Health Sector

Researchers:
  • Pius Akankwasa
  • Aleksandra Jakubowski
  • Daniel Posner
  • Elizeus Rutebemberwa
Location:
Uganda
Type:
  • Pilot project
Health worker absenteeism poses a major challenge to Uganda’s progress toward the Sustainable Development Goals and undermines public confidence in the healthcare system, especially during crises like the COVID-19 pandemic. In partnership with the Prime...
Labor Markets Health

2020

Introduction To The “M-Tax” Mobile Payment Platform In Senegal: A Formative Evaluation Of The Reform

Researchers:
  • Samba Mbaye
  • Mame Mor Anta Syll
Location:
Senegal
Type:
  • Project development grant
This project examines how Senegal’s mobile tax payment platform (m-tax) can strengthen tax compliance among informal small and medium-sized enterprises (SMEs). As part of the government’s ongoing digital tax reforms, researchers conducted a formative study...
Finance Firms Political Economy and Governance

Digital Transformation And Competition: Evidence From Mobile Money

Researchers:
  • Francis Annan
Location:
Ghana
Type:
  • Pilot project
This project examines how increasing competition in mobile money markets can influence financial inclusion, innovation, and service quality. In partnership with Ghana Commercial Bank (GCB), researchers are testing a randomized expansion of its mobile wallet...
Finance

Improving Ghana’s National Health Insurance Biometric Card Renewals: A Randomized Control Trial Using Reminders And Moving Renewal Dates

Researchers:
  • Aaron Asibi Abuosi
  • Edward Asiedu
  • Anita Asiowome Adzo Baku
  • John Effah
Location:
Ghana
Type:
  • Pilot project
This pilot study seeks to improve the effectiveness and efficiency of mobile money–based renewals for Ghana’s National Health Insurance Scheme (NHIS). Researchers will test different reminder systems to identify the most effective way to encourage timely...
Finance Health Political Economy and Governance

Increasing Mobile Banking Use Among Rural Populations In Ghana

Researchers:
Location:
Ghana
Type:
  • Pilot project
This project examines how to boost mobile banking adoption among rural communities with limited access to formal financial services. In partnership with a major Ghanaian bank and mobile network operator, researchers worked with 115 microfinance groups to test...
Finance Firms Gender

Using Digital Payments To Catalyze Tax Collection In The Gambia

Researchers:
Location:
The Gambia
Type:
  • Project development grant
The informal sector accounts for around 80 percent of Gambia’s economy, making direct taxation of micro, small, and medium-sized businesses difficult. This project proposes a randomized evaluation to assess the impact of mobile money accounts, combined with...
Finance Firms Political Economy and Governance

Rural Households' Enrolment in Digital Identification and Payment Systems

Researchers:
  • Khadijat Busola Amolegbe
Location:
Nigeria
Type:
  • Project development grant
This project investigates the barriers to digital ID enrollment among rural populations in Nigeria and explores how improved access to identification can advance financial inclusion. Focusing on the National Identification Number (NIN) program, the research...
Finance

Leveraging National Identification And Digital Payment Systems To Nudge Informal Pension Contributions In Ghana

Researchers:
  • Edward Asiedu
  • Monica P. Lambon-Quayefio
  • Nkechi S. Owoo
Location:
Ghana
Type:
  • Pilot project
In Ghana, old-age pensions are essential for social protection, yet coverage remains limited among informal workers due to challenges in collecting regular contributions and widespread mistrust in pension schemes. This randomized evaluation tests whether...
Finance Political Economy and Governance

Formalizing Informal Taxation: Evidence From The DR Congo

Researchers:
Location:
DRC
Type:
  • Pilot project
This project explores whether formalizing informal labor taxes can make local taxation fairer and improve access to public services. In Kasai Central, Democratic Republic of Congo, citizens traditionally contribute unpaid labor, known as salongo, to maintain...
Finance Political Economy and Governance

Cash And Compliance With Social Distancing

Researchers:
Location:
Ghana
Type:
  • Full project
This project evaluates how mobile money transfers can enhance household resilience and support safe behavior during the COVID-19 pandemic in Ghana. In collaboration with Innovations for Poverty Action (IPA), researchers delivered eight rounds of unconditional...
Finance Social Protection Health

The Effects Of A Universal Basic Income In Kenya

Researchers:
Location:
Kenya
Type:
  • Full project
This project evaluates the impact of Universal Basic Income (UBI) on household resilience during economic crises, in the context of Kenya’s COVID-19 pandemic.. In collaboration with GiveDirectly and Innovations for Poverty Action (IPA), researchers implemented...
Finance Firms Social Protection

2019

Formalizing Informal Taxation: Evidence From DRC

Researchers:
  • Augustin Bergeron
  • Jonathan Weigel
Location:
Democratic Republic of the Congo
Type:
  • Project development grant
This project explores how digitizing informal labor taxes can enhance fairness and accountability in local governance in the Democratic Republic of Congo. In partnership with the Kasai Central provincial government, researchers are testing a biometric...
Finance Political Economy and Governance

Digital Input Value Chains And Farmer Credit: A Proposal In Collaboration With The Rwandan Agricultural Board

Researchers:
Location:
Rwanda
Type:
  • Project development grant
This project explores whether digitizing Rwanda’s agricultural input value chain can improve smallholder farmers’ access to credit. In collaboration with the Rwandan Agricultural Board, the research aims to enhance the government’s Smart Nkunganire System (SNS...
Finance Agriculture

The Impact Of Biometric Identification Technology Use On Employee Attendance And Payroll Management: Experimental Evidence From Ethiopia Public Service Sector.

Researchers:
  • Birku Reta Entele
  • Shibiru Ayalew Melesse
Location:
Ethiopia
Type:
  • Project development grant
This project investigates how biometric identification can improve payroll integrity and reduce absenteeism in Ethiopia’s public sector. The research aims to assess the feasibility of linking biometric attendance systems with payroll databases to enhance...
Finance Labor Markets Political Economy and Governance

Digitizing Revenue Collections In Northern Uganda

Researchers:
Location:
Uganda
Type:
  • Pilot project
This project explores how digitizing local tax systems can improve transparency, efficiency, and revenue collection in Northern Uganda. In partnership with the Ministry of Local Government and the United Nations Capital Development Fund (UNCDF), the research...
Finance Political Economy and Governance

Bringing Property Owners Into The Tax Net: Avenues Of Fiscal Capacity And Local Governance

Researchers:
Location:
Senegal
Type:
  • Full project
This project partners with the Senegalese tax administration to evaluate the introduction of a modernized property tax system in Dakar. The reform integrates geolocated cadastral data with taxpayer information, supported by a new data management application...
Finance Political Economy and Governance

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